interest rates

What to do when your mortgage rate is locked but rates drop (refinance, recast, break-even)

Have you locked in your mortgage rate, only to watch interest rates drop soon after? It’s a frustrating situation that many homeowners face, leaving them wondering if they missed out on saving money. If you’re asking yourself, “What to do when your …

King of Hacks

US inflation at 3% – what it means for your savings (interest rates, buying power, strategy)

Have you noticed your money doesn’t stretch as far as it used to? With US inflation hitting 3%, many savers are wondering what this means for their hard-earned cash. When prices rise, the interest rates you earn on savings and your overall buying po…

King of Hacks

US Treasury yield curve inversion explained (rates, recession, signals)

Have you ever wondered why financial experts closely watch the US Treasury yield curve and what it means when it suddenly flips? The concept of a yield curve inversion might sound technical or distant, but it’s a powerful signal that can hint at upc…

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Refinance vs recast mortgage (payment, interest, flexibility)

Have you ever wondered if there’s a smarter way to lower your mortgage payments or save on interest without starting from scratch? When it comes to managing your home loan, the decision between refinancing and recasting your mortgage can feel overwh…

King of Hacks

Debt avalanche method explained (interest, payoff, discipline)

Ever feel overwhelmed by multiple debts piling up, each with different interest rates? You’re not alone. Managing debt can be confusing and stressful, especially when you want to pay off what you owe efficiently without extending your financial burd…

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